Using the DIY Cash Envelope Budget System for Holiday Gift-Giving (+ Free Printables)

Last updated on October 23rd, 2022 at 02:50 pm

The holiday season means time to spend with loved ones, relaxing at the end of a long year, and gearing up for another one to start. With all the hustle and bustle of preparing holiday decorations, food, and gifts, it can be easy to neglect your budget (or throw your budget out of the window when you see just how many holiday deals there are). 

As tempting as it may be to go all-out when holiday shopping for your loved ones, it’s just as important to follow a budget. This not only helps you make better financial decisions going forward, but removes the guilt of splurging on one person and having to scramble to buy gifts for someone else.

Using the cash envelope budgeting system, you can easily and securely save for holiday gifts without compromising the thrill of holiday shopping. Essentially, with this budgeting method, you set aside money in envelopes for a certain purpose—be it a vacation, new car, or in this case, holiday gifts. 

You can set a goal of a certain amount of money you want to save, or just save until a certain date. When you’re ready, use the money to purchase your holiday gifts. The major appeal of this budgeting method is that once the money is gone, it’s gone — so it removes all temptation to go over budget because you simply can’t. 

To make it even easier, you can use these printable diy cash envelopes specifically for saving for gift-giving. You can even make this an interactive family activity, where everyone contributes a few dollars a week, to teach good money habits to kids early on. To keep track of your contributions, you can then use a printable budget template to keep you on track with how much you’ve saved and how much more you want to save. Keep this budget in an easily accessible area, like on the fridge or in a planner, so anyone can write down their contributions.

No matter how you decide to budget this holiday season, remember that the reason for the season isn’t gifts and spending money. It’s simply about being together! 

Click to get your printable diy cash envelopes.

Click to get your printable budget template.

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